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Claim , Insurance , Small Business , Workers Comp

How Long Does it Take to Get Workers Comp in Florida?

How Long Does it Take to Get Workers Comp in Florida?


If you or one of your employees have been injured in a workplace accident and are looking to receive workers’ comp benefits, you may be asking yourself ‘how long is this going to take?’ 


All too often, the process of getting these important benefits can seem like an eternity. Fortunately for Floridians, the answer isn’t as long – but still not short – as you may think. 


In this blog post, we’ll explain step-by-step how it works and give you an idea of just how long it takes to receive workers’ comp in Florida.


After you have reported an injury to your employer, Floridian law dictates that workers’ comp benefits will start flow within 21 days. That’s right – just three short weeks and you’ll be the proud owner of a brand new check!

When Should I File A Workers Compensation Claim?

To ensure your claim is accepted, report it within thirty days – the longer you wait, the less likely you are to have a successful outcome.

Should My Employer Report My Claim?​

After an injury on the job, your employer should promptly report it to their insurance carrier within seven days of becoming aware.

Along with this notification comes a brochure outlining key information about workers' compensation law that you need to be aware of – and fast! The insurer must send out the materials right away, usually arriving in three business days or less. 

For deeper insight into system specifics and procedures, check-out the “Brochures” section on the Myfloridacfo.com website, where the same informational packet can also be found.

Filing A Workers Comp Claim​

Although fast claims processing times are possible, don't be surprised if your insurance company pays its due diligence in reviewing and denying the claim. Be ready for unexpected delays to ensure you get the coverage you deserve!

If a workers’ comp payment is delayed, the appeals process may need to be initiated. Unfortunately, this could mean having to take matters into your own hands and presenting your case before a judge in order for it to be resolved quickly.

What If My Employer Does Not Report My Injury?

You have the right to report a workplace injury in Florida, as per Section 440.185 of the state statutes.

If you require help with this process however, please don’t hesitate to contact the Employee Assistance Office (EAO). They can be reached by phone at 800-342-1741 or via email at wceao@myfloridacfo.com – get back on your feet and protect yourself today!

What If My Workers Compensation Claim Is Denied?

When facing a dispute, it's important to be aware of the assistance that is available.

The Employment Assistance Office (EAO) provides no-cost services, including helping you attempt to resolve your issue and filing petitions for benefits when needed – all without hiring an attorney.


For further information, contact us at (800) 342-1741 or by e-mailing wceao@myfloridacfo.com; we also have District Offices located throughout Florida as well!

How Often Does Workers Compensation Pay?

In Florida, workers comp benefits are tailored to fit the individual. After an on-the-job injury or illness, benefit checks arrive biweekly and provide financial relief based off each person's average weekly wage.

If you were injured on the job, your benefit check could be up to two-thirds of what you made during a three month period just before that injury – as long as it doesn’t exceed state limits. This money is often paid out in bi-weekly installments.

Will I Be Paid If I Lose Time From Work?

Are you facing a disability in Florida?

Be aware that according to state law, benefits are not paid out for the initial seven days of disablement. However, if your condition remains longer than three weeks and continues into day eight or beyond, then insurance may provide payment for those first few days.

How Long Does My Workers Comp Claim Remain Open?v

How Long Does My Workers Comp Claim Remain Open?

Depending on when the injury occurred, this could be either one or two years from either your last medical treatment or payment of compensation – as outlined by Section 440.19(2) in Florida State Law. Don’t miss out!